Types of Life Insurance

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Whole life Insurance

Whole life insurance provides lifelong coverage, and your premiums stay the same for as long as you own the policy. Whole life insurance may be a good fit if you have loved ones who depend on your income, if you want to leave an inheritance, or if you want to take advantage of the opportunity to build cash value for the future.

Term Life Insurance

Term life insurance provides coverage for a specific period, or "term," which can range from 10, 15, 20, 25 to 30 years. If the insured person dies during the term, the policy pays out a tax-free death benefit to the designated beneficiaries.

Final expense life insurance is a “budget-friendly” life insurance policy that can be used to help cover expenses such as funeral and burial costs.

Final Expense Insurance

Index universal life (IUL)

Index universal life (IUL) insurance can be customized depending on your needs. Maybe you want to build cash value as you pay premiums over time or have additional coverage options for you and other family members all on one policy. IUL offers these benefits, and more.